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Basic Home Loans


If your main Concern is keeping the interest rate on your mortgage below the current standard variable rate, then a basic home loan or as some banks call it a "No Frills Home loan"  may be your solution. A simple and basic home loan without the "bells and whistles", a Shape basic home loan without a mix of features usually comes with lesser fees and lower interest rate. 

A shape Mortgage Consultant will even guild you through the step in applying for the First home Owners Grant ( FHOG ) - we will even help you fill and submit the forms! 


Benefits:Shape Basic Home loan


  • Lower Interest Rate
  • Lower Ongoing Fees
  • Popular Choice for Most First Home Buyers 

·          Lower interest rate

·          Lower ongoing fees

·          Popular choice for most first home buyers




Points to Consider:


  • Less Flexibility
  • Minimal or No Features (No Additional Repayments, No Offset) 
  • Owner's Occupier Only (Depending on Lenders)

      ·          Less flexibility  

·          Minimal or no features ( no additional repayments, no offset) 

·          Owner's occupier only (depending on lenders) 



Contact a Shape home loan Adviser Today, to take advantage of this great product! 




 Visit our resource center for a range of tools and suggested websites to help with your property search! 



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