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95% Non Genuine savings

Posted Thursday, 02 February 2012 at 16:04 by Shape Home Loans
Tagged: Home Buyer | First home buyer
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Gift deposit? $7,000 FHOG- 95% non-Genuine savings available

 

Banks are now happy to accept the following, up to 95% LVR for strong applicants:

  • Gifted deposit

  • 6 month rental history(  must have a tenancy agreement in place with a licensed real estate agent)

  • FHOG

  • Grants

  • Tax returnsNon Genuine savings loan

  • Selling assets- car

  • Personal loan ( condition applies, Max LVR 90%)

  • Parents guarantor

Note:

 

* Construction loans/ Land and house package acceptable, max LVR 90%

* In some cases (depending on your non-genuine savings type) the rates are the same, no loading.

* Non genuine savings rate's from - 6.27% ( Under 90% LVR) 6.50% ( Up to 90% LVR) and 6.95% ( up to 95% LVR)

 

Rates are current as of 2/2/2012

 

 


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