ANZ enters the fix rate war 2.68% Owners and 2.88% investment. The heat is on.

Posted Friday, 21 February 2020 at 11:11 by Shape Home Loans
Tagged: Self employed Loans | tax deductible | interest only | Rate Change | Loan for investment | LVR for investors | Loan for doctors | increasing your serviceability | Loan for owners occupier | Loan for investor | Investors | Home Buyer | First home buyer | interest rates | Mortgage reduction | Promotional rate | Off the plan | 95% LVR | Refinance | Equity Release | Cash out
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The fix rate war is on. Investment and owners.

ANZ is hitting the fix rate hard, cutting fix rates by up to 0.86% ( average spread is 0.31% cheaper).

Effective as of today ( 21st Feb 2020)

Avaliable for new purchase, pre-approval, refinance and cash out.

Investments Fixed  Rate - 

Principle and interest

1 year fixed =  3.18%

2 years fixed = 2.88%

3 years fixed = 3.08%

4 years fixed = 3.28%

5 years fixed = 3.28%

Interest only

1 year fixed =  3.28%

2 years fixed = 2.98%

3 years fixed = 3.18%

4 years fixed = 3.38%

5 years fixed = 3.38%

Bonus offer- Refinance only

$1,200 cash back + first year annual fee wavied = Loan amount $150,000 to $250,000

$2,500 cash back + first year annual fee wavied = Loan amount $250,000 to $700,000

$3,500 cash back + first year annual fee wavied = Loan amount > $700,000

Owners Fixed  Rate - 

Principle and interest

1 year fixed =  2.98%

2 years fixed = 2.68%

3 years fixed = 2.88%

4 years fixed = 3.08%

5 years fixed = 3.08%

Interest only

1 year fixed =  3.27%

2 years fixed = 3.48%

3 years fixed = 3.68%

4 years fixed = 3.88%

5 years fixed = 3.88%

Bonus offer- Refinance only

$1,200 cash back + first year annual fee wavied = Loan amount $150,000 to $250,000

$2,500 cash back + first year annual fee wavied = Loan amount $250,000 to $700,000

$3,500 cash back + first year annual fee wavied = Loan amount > $700,000

Conditions

* Refinance, new purchases and pre-approval

* Subject to ANZ credit approval

* LVR of up to 92% allowed and 95% for existing ANZ customers.

* 100% offset account avaliable on the variable rate.

* Min loan of $150,000

* No application fee

* No Valuation fee

* Annual fee of $395 applies.