Interest Rate June 2011

Posted Tuesday, 07 June 2011 at 09:52 by Michael Chan
Tagged: interest rates
Read more blogs...

Top Lenders

Negotiated rates available to Shape Home loans Customers- Same Banks. Better Rates. Served With A Passion.

Based on $400,000 | 30 years term | LVR 85% or under | Conditions applies **

Discount maragin is for the LIFE OF THE LOAN

As of 7th June 2011

Lenders	Interest Rate	Features
( Exclusive)	6.59% ( SHL exclusive--90% LVR + LOC)	Exclusive to ShapeHomeLoans ONLY- you will not find this same deal ANYWHERE ( internet or broker) Interst only available Redraw and extra repayment available Up to 90% LVR allowed!! for the same rate Extra 0.10% discount after 5 years Line of credit at the same rate!!!! Funded by Major bank ( No this is not a Ubank product- exclusive to SHL) LMI can be capped New purchase + refinace No exit fee Note: 1% EST + $500 set up cost
	6.58% (Intro - 1 year)	Interst only available No fees ( 1st year) Redraw and extra repayment available Reduced LMI $700 Refinance Promotion - Till 30th June 2011 After 1 year rate reverts to 6.97% ( Choice Package - $395 Annual fee)
	6.82% (Intro - 1 year)	$349 Annual fee Offset account Interst only available Redraw and extra repayment available Construction Loan allowed Reerts to 7.07% ( Same product)
	6.96%	Interst only available Redraw and extra repayment available No ongoing fees LVR discounted by 40-60% ( conditons applies)
	7.00%	Interst only available Redraw and extra repayment available 100% Offset account Ability to have up to 5 loans under one mortgage Three (3) free valuation per year Construction loan allowed
	7.05%	No Monthly or annual fee Interst only available Redraw and extra repayment available Suncorp network Construction Loan allowed NO application fee Promotion- Till advised Extra 0.2% discount for life of the loan

Special Products of the Week

Product that suits client's in unique and difficult situations

Lenders	Interest Rate	Specification
	x.xx % ( Low Doc - 6 month ABN)	Low Doc 80% LVR 6 month ABN acceptable No need tax return Rate dependent on overall deal
	8.49 % ( Low - Doc 80% )	Low Doc loan- only require accountants letter. LVR up to 80% 30 years loan No ongoing fee
( Private Finance- Deal P006)	9.55 %	Part of our Private finance ( Quote P006) Finance avaliable for Start up Businesess, Bad credit, 1 years discharged Bankruptcy, US finance, Student Loan ( long term) No Construction LVR capped at 55% 1.5% EST + $600 Set up cost No exit fee Max loan term applies

There are 100's of products to choose from, we are independent and accredaited with 42 of the most respectable banks and lenders in Australia, and we offer:

Free Service and professional advice

Loan Structure that will give you MAXIUM benefits - Tax, Wealth Creation and savings

A choose of loan products that are suited to YOUR needs, NOT the banks.

Quick, efficent and easy to understand service

A written plan and quote on how you can achieve your financial goals from property investing.

Connections, referral and discount on a range of professional service - Tax accountant, Financial planners, Insurance Brokers, Real Estate agent and Conveyancer

Free property report and access to the latest news and information

We are more then YOUR personal mortgage manager.

CONTACT US FOR MORE INFORMATION

It's NOT always about the interest rate, Service, monthly fee, annual fee, exit fee, easy access and security all plays an important role in deciding for the best home loans.

All lenders will have condition on who they want on their books. So speak to us first and let us do the homework for you!!! FREE of charge.

** The Comparison Rate (CR) combines the lender's interest rate, fees and charges into a single rate to show the true nature of a home loan. The CR rate is not included into this site, however the full CR are available from lenders and from Shape Home Loan- simply email us at info@shapehomeloans.com.au, and we will be more then happy to assist. Cost such as redraw fees or early repayment fee are not included into the CR and this may influence the cost of the loan.