List of top 21 banks and their rate decision for October and November 2015 APRA

Posted Friday, 23 October 2015 at 11:25 by Shape Home Loans
Tagged: APRA lending laws | interest rates | news
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A list of the top banks and their October and November 2015 rate decision

Due to increased capital requirement and tougher lending requirements by APRA, banks has been recently increasing the rate out of the regular RBA monthly cycle. We list the top 21 banks and their rate decision over this next 2 month

This recent increase effects both investors and home owners.

Previous round of increase was in August, but at that time it only effected investors.

**** This page will be updated on a daily basis **** 

We have listed our top 21 lenders out of 51 that we are accredited with ( Please contact us if you require information on a bank that's not listed here) 

OO = Owners occupier loan

IP = Investment property loan

 Answers to the following common questions?

- Has the rate increased for ANZ ?  0.18% as of 20/11/2015

- Has the rate increasedfor  Bankwest ? 0.18% as of 17/11/2015

- Has the rate increased for Commonwealth Bank (CBA)? 0.15% as of 20/11/2015

- Has the rate increased for NAB ? 0.17% as of 12/11/2015

- Has the rate increased for Macqauire Bank  0.20% as of 20/11/2015

- Has the rate increased for ING ? 0.18% as of 15/1/2016

- Has the rate increased for St George Bank / Bank SA? 0.15% as of 20/11/2015

- Has the rate increased for Suncorp Bank ? 0.16% as of 20/11/2015

- Has the rate increased for  Rock Building Society? 0.20% as of 12/11/2015

- Has the rate increased for Westpac? 0.20%% as of 20/11/2015

Click here for a list of our top promotional rate on offer this month ( rate from 3.95%) - banks and credit unions.