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NO LMI 85% Offer St George Bank

Posted Sunday, 02 August 2015 at 22:45 by Shape Home Loans
Tagged: home loans | Home Buyer | Hint/Tip | NO LMI | APRA lending laws | Loan for owners occupier | Refinance
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St George bank 85% LVR NO LMI


Current as of 1st August 2015.


NO LMI up to 85% LVR for refinance and Purchase


Date: 4th August 2015 - 15th September 2015


The deal: No LMI up to 85% LVR for refinance and purchase of a owners occupier loan.

Lender: St George bank

Rate: Negotiable - Depends on loan amount, Contact us for a quote.

Application fee: Waived - $0

Valuation fee: Waived - $0

Annual fee: $395 pa



100% offset account

Extra repayment allowed

Free credit card

Option to part fix or do a full fix

Online banking 

Equity allowed and cash out

Construction loan allowed



  • The maximum LVR allowed for LMI to be is 85% (including Capitalised LMI if applicable). Must meet LMI criteria.
  • Must be able to service and meet normal lending requirements based on the full loan amount including LMI - no exceptions.
  • Full contribution, fees & charges (including LMI) must be available to meet settlement
  • LMI will only be paid in instances where LMI would not be paid on the application if the LVR was less than or equal to 80%.
  • The application will be assessed under Lenders Mortgage Insurance Credit Policy rules where the customer would normally pay the LMI premium.
  • Not available on Basic Home Loans.
  • Available for both new purchases and refinances, however loan purpose must be Owner Occupier.
  • Applications submitted from 4 August 2015 and settled on or before 30 October 2015 ( Bets to submit the deal before 15th September 2015 to meet this deadline) 
  • Applicable to all channels.
  • Not available for loan increases.
  • Cannot be used in conjunction with any new or existing cashback or rebate offers. 
  • No combination loans unless the loan purposes for all the loans are classified as Owner Occupier.
  • Must have an eligible transaction account open for up to 60 days after settlement.

Contact a Shape Home lons advisor today (No charge). 

Phone: 1300 74 5626

Email: info@shapehomeloans.com.au Or clik here to drop us a note.

Visit our customer service center: 5 Belmore street, Burwood NSW 2134.

Contact details and location page:

St George No LMI up to 85% LVR

Other offer by St george bank - $2,000 cash back for refinance and new purchase ( Note you can only apply for ONE offer) 


Bankwest 4.09% variable rate Special !!! Find out more 


Note: depending on loan amount and LVR individual deals can be negotiated. Just ask.


** Comparison rate = Comparison rates are calculated on the basis of secured credit of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


All loans are subject to credit and lenders approval.


ABN 57 142 142 407 |   Australian Credit Licence 390573  |   MFAA Approved Broker 58602  |  COSL Member M0004711