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Nov 2011 interest Rates

Posted Wednesday, 16 November 2011 at 12:11 by William Mansfield
Tagged: interest rates
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Top Lenders 


Negotiated rates available to Shape Home loans Customers- Same Banks. Better Rates. Served With A Passion.

 Based on $400,000+  | 30 years term | LVR 85% or under | Conditions applies **

Discount margin is for the LIFE OF THE LOAN



As of 16th November 2011



    Interest Rate                                                     


Suncorp 1.03% Discount




  • $349 Annual fee
  • Offset account
  • Up to 95% LVR + LMI
  • Interest only available
  • Redraw and extra repayment available
  • Construction Loan allowed
  • Discount on Suncorp Insurance products
  • A DISCOUNT OF 1.03%  (for the life of the loan)
    ANZ 1% Discount



  • 1%  DISCOUNT  (for the life of the loan)
  • Interest only available
  • Redraw and extra repayment available
  • 100% Offset account
  • Ability to have up to 5 loans under one mortgage 
  • Three (3) free valuation per
AMP interest rate              6.60%


  • NO FEES home loan
  • P & I only
  • Redraw and extra repayment available
  • No set up cost, no ongoing cost- Basic home loan
  • No trust, company or self employed
Connective Home Loans                     6.67%


  • Up to 90% LVR
  • LOC ( line of credit) at the SAME RATE
  • Redraw and extra repayment available
  • Great for construction loans
  • Trust and company is fine
ING interest Rate 6.64%


  • Interest only available
  • Redraw and extra repayment available
  • Ability to have up to 5 loans under one mortgage 
  • Construction loan allowed
  • 95% LVR
  • Discounted LMI cost


 NAB matching Offer               6.55% ( special)
  • NAB broker's MATCHING OFFER!- Will match ANY of the above offer.
  • Redraw and extra repayment available
  • 100% Offset account
  • Matching offer currently has no end date- till advised.



Special Products of the Week

Product that suits client's in unique and difficult situations



Interest Rate                                                     




  • European bank
  • Private investors
  • For people who can not "Service" a loan at the traditional rate
  • Increase serviceability
 Citibank NO LMI 6.90 % NO LMI
  • NO LMI at 85%  ( location applies)
  • Cash out allowed
  • Flexi Employment history
  • No self employed ( full doc only)
        8.85 % ( Low-Doc)
  • Low doc
  • GST not required 
  • Accountants letter only
  • Up to 80% LVR
  • Refinance at 70% LVR
  •  Cash out allowed up to 60%



There are 100's of products to choose from, we are independent and accredited with 42 of the most respectable banks and lenders in Australia, and we offer:


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A choose of loan products that are suited to YOUR needs, NOT the banks.

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A written plan and quote on how you can achieve your financial goals from property investing.

Connections, referral and discount on a range of professional service - Tax accountant, Financial planners, Insurance Brokers, Real Estate agent and Conveyancer

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We are more then YOUR personal mortgage manager. 







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It's NOT always about the interest rate, Service, monthly fee, annual fee, exit fee, easy access  and security all plays an important role in deciding for the best home loans.

All lenders will have condition on who they want on their books. So speak to us first and let us do the homework for you!!! FREE of charge.                         


** The Comparison Rate (CR) combines the lender's interest rate, fees and charges into a single rate to show the true nature of a home loan. The CR rate is not included into this site, however the full CR are available from lenders and from Shape Home Loan- simply email us at info@shapehomeloans.com.au, and we will be more then happy to assist. Cost such as redraw fees or early repayment fee are not included into the CR and this may influence the cost of the loan.


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