Nov 2011 interest Rates

Posted Wednesday, 16 November 2011 at 12:11 by William Mansfield
Tagged: interest rates
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Top Lenders

Negotiated rates available to Shape Home loans Customers- Same Banks. Better Rates. Served With A Passion.

Based on $400,000+ | 30 years term | LVR 85% or under | Conditions applies **

Discount margin is for the LIFE OF THE LOAN

As of 16th November 2011

Lenders	Interest Rate	Features
	6.55%	$349 Annual fee Offset account Up to 95% LVR + LMI Interest only available Redraw and extra repayment available Construction Loan allowed Discount on Suncorp Insurance products PROMOTIONAL OFFER A DISCOUNT OF 1.03% (for the life of the loan)
	6.55%	1% DISCOUNT (for the life of the loan) Interest only available Redraw and extra repayment available 100% Offset account Ability to have up to 5 loans under one mortgage Three (3) free valuation per
	6.60%	NO FEES home loan P & I only Redraw and extra repayment available No set up cost, no ongoing cost- Basic home loan No trust, company or self employed
	6.67%	Up to 90% LVR LOC ( line of credit) at the SAME RATE Redraw and extra repayment available Great for construction loans Trust and company is fine
	6.64%	Interest only available Redraw and extra repayment available Ability to have up to 5 loans under one mortgage Construction loan allowed 95% LVR Discounted LMI cost
	6.55% ( special)	NAB broker's MATCHING OFFER!- Will match ANY of the above offer. Redraw and extra repayment available 100% Offset account Matching offer currently has no end date- till advised.

Special Products of the Week

Product that suits client's in unique and difficult situations

Lenders	Interest Rate	Specification
	6.60%	European bank Private investors For people who can not "Service" a loan at the traditional rate Increase serviceability
	6.90 % NO LMI	NO LMI at 85% ( location applies) Cash out allowed Flexi Employment history No self employed ( full doc only)
	8.85 % ( Low-Doc)	Low doc GST not required Accountants letter only Up to 80% LVR Refinance at 70% LVR Cash out allowed up to 60%

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It's NOT always about the interest rate, Service, monthly fee, annual fee, exit fee, easy access and security all plays an important role in deciding for the best home loans.

All lenders will have condition on who they want on their books. So speak to us first and let us do the homework for you!!! FREE of charge.

** The Comparison Rate (CR) combines the lender's interest rate, fees and charges into a single rate to show the true nature of a home loan. The CR rate is not included into this site, however the full CR are available from lenders and from Shape Home Loan- simply email us at info@shapehomeloans.com.au, and we will be more then happy to assist. Cost such as redraw fees or early repayment fee are not included into the CR and this may influence the cost of the loan.