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September Fixed Rates

Posted Monday, 26 September 2011 at 14:16 by Michael Chan
Tagged: Promotional rate | Fixed rates
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Top Lenders (Fixed Rates)

 

Negotiated rates available to Shape Home loans Customers- Same Banks. Better Rates. Served With A Passion.

 Based on $400,000+  | 30 years term | LVR 85% or under | Conditions applies **

 

 

As of 26th September 2011

1 year fixed rates

 

  Lenders                                                 

    Interest Rate                                                     

          Features                                                                                                                        
 Rocks Building Soc Fixed rates

5.99%

 

 
  • Redraw and extra repayment available
  • Up to 90% LVR allowed!! for the same rate
  • LMI can be capped
  • New purchase + refinance
  • No exit fee
  • Offset account can be added to lower the interest repayment on the fixed rate 
     
     

6.34%    

 

 

  • $700 Refinance Promotion
  • LMI can be capped
  • New purchase + refinance
  • No LMI at 85%

 

 

 

 

2 year fixed rates

 

  Lenders                                                 

    Interest Rate                                                     

          Features                                                                                                                        
 Rocks Building Soc Fixed rates

 

6.24% 

 
  • Redraw and extra repayment available
  • Up to 90% LVR allowed!! for the same rate
  • LMI can be capped
  • New purchase + refinance
  • No exit fee
  • Offset account can be added to lower the interest repayment on the fixed rate 
       
     

6.39%    

 

 

  • Interest only available
  • Ability to have up to 5 loans under one mortgage 
  • Construction loan allowed
  • Serviceability allowed at only 0.5% difference
  • Low-Doc at the same rate ( 60%LVR)
 

 

3 year fixed rates

 

  Lenders                                                 

    Interest Rate                                                     

          Features                                                                                                                        
 

 

6.19% 

 
  • Redraw and extra repayment available
  • Up to 90% LVR allowed!! for the same rate
  • Extra Repayment allowed.   
     

6.29%    

 

 

  • Interest only available
  • Discounted LMI available
  • Park of package

 

 

 

There are 100's of products to choose from, we are independent and accredited with 42 of the most respectable banks and lenders in Australia, and we offer:

 

 Free Service and professional advice

 Loan Structure that will give you MAXIMUM benefits - Tax, Wealth Creation and savings

A choose of loan products that are suited to YOUR needs, NOT the banks.

Quick, efficient and easy to understand service 

A written plan and quote on how you can achieve your financial goals from property investing.

Connections, referral and discount on a range of professional service - Tax accountant, Financial planners, Insurance Brokers, Real Estate agent and Conveyancer

Free property report and access to the latest news and information  

We are more then YOUR personal mortgage manager. 

 

 

 

 

 CONTACT US FOR MORE INFORMATION

 

Contact us

 

 

It's NOT always about the interest rate, Service, monthly fee, annual fee, exit fee, easy access  and security all plays an important role in deciding for the best home loans.

All lenders will have condition on who they want on their books. So speak to us first and let us do the homework for you!!! FREE of charge.                         

 

** The Comparison Rate (CR) combines the lender's interest rate, fees and charges into a single rate to show the true nature of a home loan. The CR rate is not included into this site, however the full CR are available from lenders and from Shape Home Loan- simply email us at info@shapehomeloans.com.au, and we will be more then happy to assist. Cost such as redraw fees or early repayment fee are not included into the CR and this may influence the cost of the loan.

 


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