Mortgage for multiple units 
*** UPDATED AS OF 21st September 2015 ( In line with the new APRA rules).
- Uppdated LVR for block of units finance.
- Updated rates
- Updated conditions
Purchasing a whole block of units ( under one title or multiple /strata title) is consider the cash flow cow for many investors. Financing a block of units can be done under residential terms and rates.
* Strict property location and property design/configuration applies- contract us to see what is possible!*
Note: Information on this page applies to existing properties only - no construction. For construction contact us for more details.
Finance for block of 2-3 units/properties
- Finance for duplex
- Finance for twin house
- Finance for Granny flat or subdivision
- Finance for two approved properties on one title
- Finance for block of 2 -3 units on one title
- Finance for construction of mutiple units
- Finance for construction of duplex
Consider as standard security by most lenders.
| Lender 1 | Lender 2 | |
| location conditions | All areas - State wide | All areas - State wide |
| LVR | 98% ( 95% + LMI) | 90% |
| Interest rate from (as of September 2015) | 4.34% Residential | 4.15% Residential |
| Interest only allowed | Yes | Yes |
|
Percentage of rent taken into servicing the loan |
100% |
80% |
Finance for block of 4 units/properties
- Finance for block of 4 units under one title
- Finance for block of units
- Finance for construction of mutiple units
| Lender 1 | Lender 2 | |
| location conditions | Most areas - State wide | All areas- State wide |
| LVR | 90% | 80% |
| Interest rate from (as of September 2015) | 4.66% Residential | 4.29% Residential |
| Interest only allowed | Yes | Yes |
|
Percentage of rent taken into servicing the loan |
80% | 80% |
Finance for block of 6-8 units/properties
- Finance for block of 6 units
- Finance for block of 8 units
- Finance for block of units
- Finance for construction of mutiple units
| Lender 1 | Lender 2 | |
| location conditions | Most areas- State wide | All areas- State wide |
| LVR | 60% | 65-75% |
| Interest rate from (as of September 2015) | 4.69% Residential | 4.65% Commerial loan |
| Interest only allowed | Yes | Yes |
|
Percentage of rent taken into servicing the loan |
80% | 80% |
Finance Multiple units under one title
- Finance for block of 10 units under one title
- Finance for block of over 10+ ( Contact us for more details for block of 10 or more)
- Finance for construction of mutiple units
| Lender 1 | Lender 2 | |
| location conditions | Case by case- State wide | Case by case- State wide |
| LVR |
60% |
70% |
| Interest rate from (as of September 2015) | 4.69% Residential | 5.25% Commercial |
| Interest only allowed | Yes | Yes |
|
Percentage of rent taken into servicing the loan |
80% | 100% |
ABN 57 142 142 407 | Australian Credit Licence 390573 | MFAA Approved Broker 58602 | COSL Member M0004711